In the time it takes to read these words you are a little closer to the day you will die. According to the Center for Disease Control (CDC) in 2010 (http://www.cdc.gov/nchs/fastats/deaths.htm), the most recent year complete statistics are available:
A recent survey by LIMRA (an association that provides research and consulting to insurance companies) found that 86% of Americans believe most people need life insurance. Yet according to LIMRA, there are 95 million people without any life insurance at all and most who do have life insurance have only a small policy through their
About 12 years ago, I met with John, a 57 year old client who wanted additional life insurance. He was an avid outdoorsman, impressively fit and seemingly the epitome of exceptional health. In the interview I learned that he